A classic home with a wraparound porch
Buying a Home

Let's find the one

From your very first showing to the day you get the keys, we'll be right beside you.

Buyer consultation with The Moscarino Group
It Starts With a Conversation

The buyer consultation

Before we ever unlock a front door, we sit down together, in person, on a call, or over coffee, to really understand what you're after. This is where a smooth, successful search begins, and it's what sets our buyers up to win.

  • Your needs and must haves. Beds, baths, space, location, and the things you simply can't live without.
  • Your goals and timeline. Where you want to be, why, and when you want to be there.
  • Your budget and financing. What you're comfortable spending and the smartest way to get there without stretching too thin.
  • The neighborhoods. The honest pros and cons of each area, from schools to commutes to resale.
  • Structuring a competitive offer. How we position your offer to stand out and win, without overpaying, even when the market is tight.

You walk away with a clear game plan and a team that already knows exactly what you're looking for. No wasted weekends, no guesswork.

Book Your Consultation
The Buying Process

Five steps to your front door

Buying a home can feel like a lot. Here's how we make it simple.

1

Get Preapproved

We connect you with a trusted lender so you know your budget and shop with confidence.

2

Find Your Home

We set up a custom search and tour homes together until we find the right fit.

3

Make an Offer

We craft a smart, competitive offer and negotiate hard on your behalf.

4

Inspections

We guide you through inspections and any repairs so there are no surprises.

5

Closing Day

We're with you at the table when you sign, and then we hand you the keys.

And Beyond

Need a contractor or have a question years later? We're still your team.

Mortgage Calculator

What might your payment look like?

Play with the numbers to get a rough idea of your monthly principal and interest. This is an estimate only and does not include taxes, insurance, or HOA fees. When you're ready for real numbers, we'll connect you with a great lender.

Get Preapproved
Estimated Monthly Payment
$1,517
Affordability Calculator

How much home can you afford?

Lenders look at how your monthly income lines up with your debts and your future house payment. Enter a few numbers and we'll estimate a comfortable price range using common lending guidelines. This is a rough guide only, not a loan approval.

When you want real numbers tailored to you, we'll connect you with a trusted local lender.

Talk to a Lender
Estimated Home Price You Could Afford
$0
Closing Costs & Up-Front Buyer Costs

What you'll actually need up front

Your down payment is the big one, but a few other costs come with buying. Here's what to plan for so nothing catches you off guard.

💰

Earnest Money

A good faith deposit made with your offer, usually 1 to 2 percent of the price. It goes toward your costs at closing.

🔎

Inspection & Appraisal

A home inspection and a lender appraisal run a few hundred dollars each and are paid during the process.

📋

Loan & Title Fees

Lender, title, and recording fees typically total 2 to 5 percent of the loan amount at closing.

🏦

Prepaid Escrows

Lenders often collect some property taxes and homeowners insurance up front to set up your escrow account.

🔑

Down Payment

Anywhere from 3 to 20 percent depending on your loan. We'll help you understand your options.

Questions?

Every deal is a little different. We'll walk you through your exact numbers before you ever commit.

Get Your Cost Estimate

First Time Buyers

Buying your first home? You've got this

We love working with first time buyers. There are no silly questions, and we'll walk you through every term and every step at your pace.

  • Programs that can help with down payments and closing costs
  • What credit score you really need (it's probably lower than you think)
  • How much cash to have ready beyond the down payment
  • The difference between preapproval and prequalification
Ask Us Anything
Ready When You Are

Get preapproved and start shopping

The first real step is knowing your budget. We'll connect you with a lender we trust and get you ready to make a strong offer.

Start the Conversation